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Let’s be real: insurance is broken . Not because people are lazy or trying to “game the system.” Not because clients aren’t doing enough. But because the system itself was never designed for the complexity of being human—especially when it comes to mental health. If you’ve ever tried to use your insurance for therapy and walked away feeling confused, discouraged, or vaguely ashamed for not understanding the rules, nothing has gone wrong. You’ve just collided with a system tha